divorce!!!?

A married couple is driving along a highway doing a steady 60 miles per hour. The wife is behind the wheel. Her husband suddenly looks across at her and speaks in a clear voice. "I know we’ve been married for twenty years, but I want a divorce."

The wife says nothing,
Keeps looking at the road ahead but slowly increases her speed to 65 mph. The husband speaks again. "I don’t want you to try and talk me out of it," He says, "because I’ve been having an affair with your best friend, And she’s a far better lover than you are."

Again the wife stays quiet, But grips the steering wheel more tightly and slowly increases the speed to 75 He pushes his luck. "I want the house," he says insistently..

Up to 80. "I want the car, too," he continues.

85 mph. "And," he says, "I’ll have the bank accounts, all the credit cards and the boat!"

The car slowly starts veering towards a massive concrete bridge. This makes him nervous, so he asks her, "Isn’t there anything you want?"

The wife at last replies in a quiet and controlled voice.
"No, I’ve got everything I need," she says.
"Oh, really," he inquires, "so what have you got?"

Just before they slam into the wall at 85 mph,The wife turns to him and smiles. "The airbag."


Legal Reform Blogs

Divorce………………..?

A married couple is driving down the interstate doing 55 mph. The husband is behind the wheel. His wife looks over at him and says, "Honey, I know we’ve been married for 15 years, but, I want a divorce."

The husband says nothing but slowly increases speed to 60 mph.

She then says, "I don’t want you to try to talk me out of it, because I’ve been having an affair with your best friend, and he’s a much better lover than you."

Again the husband stays quiet and just speeds up as his anger increases.

She says, "I want the house." Again the husband speeds up, and now is doing 70 mph.

She says, "I want the kids, too."

The husband just keeps driving faster, and faster, now he’s up to 80 mph.

She says, "I want the car, the checking account, and all the credit cards, too."

The husband slowly starts to veer toward a bridge overpass piling, as she says, "Is there anything you want?"

The husband says, "No, I’ve got everything I need."

She asks, "What’s that?"

The husband replies just before they hit the wall at 90 mph, "I’ve got
the airbag!"
SO WAS IT FUNNY? HEHE


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Stuck in ARM,What can i do to avoid foreclosure?

my payment went from 1500$ month to 2800$month over 3 year period, can`t afford to pay that amount and pay all necessary bills and credit cards so didn`t pay credit cards now my credit score is below 500 and no one can help me get out of this mess ,we have been to many companies none can do anything for us.have 100k equity in home and both wife and i work full time and make over 100k a year.i don`t want to have to sell my home but i can`t keep paying that amount and it still can go higher!! o yea and did i mention it`s "interest only" on top of all that so not only am i going broke and further into debt but no $ off prin. balance HELP?! ANY SUGESTIONS,thanks.


Legal Reform Blogs

What to do about a house that fell in foreclosure?

My mom put a house in my brother and I’s name and let it fall into foreclosure. I just paid off all my credit cards and want to do what’s beat for my credit. Please help!!!
The loan is in my bro and is name. By law It’s pretty much our house but we did it for our mom and she made the payments. Well we thought she was….


Legal Reform Blogs

Saving a home from foreclosure due to illness?

I have a question about saving a home from foreclosure.

My divorced mother recently had a heart attack and has been hospitalized since January. She has a modest home in Houston. She is receiving 60% disability from her insurance through her employer. Due to complications, she will be incapacitated for another 6-8 months. Since I am not in a position to meet her mortgage in addition to mine, what other options are available for saving her house until she can go back to work? Her 60% income is enough to meet her other financial obligations but not the mortgage. I have a Power of Attorney and contacted the lender and they pretty much were not helpful. Does anyone have any ideas other than selling the home? She is 62 and lives alone.

Thanks for your help.
Comments: I’m not paying credit cards and there is no car payment. Only utilities, the mortgage and insurance (home, auto and health). The house is not in danger at the moment of being foreclosed. I’m trying to keep it from ever getting to that point. The home lender was not helpful and would not work with me. Thanks.

What is better a foreclosure or a short sale?

My friend purchased a home for her brother he stopped making payments, and now she is in the process of selling via short sale is this bad on her credit? He stopped making payment 6 months ago. All her credit cards are paid on time her auto loans are current she has no bad credit history except for the lates on the house! Is she doomed?????? Please help with your advice!!!!
Markmywords- this questio is for you what type of statement should she put on the reports?

How can I report fraud?

A couple that we know is leaving the country and moving back "home". They have maxed out all credit cards because of shopping, all within one month before they left. They plan to leave without paying anything!! I think their home is in foreclosure, but has been that way now for 2 or 3 months. They also owe around ,000 to the IRS. I would like to know if I can report them.

The results of the fraud ( perpetrated by a family member) was to file bankruptcy. I recently settled my chapter 13 bankruptcy and avoided foreclosure. Now with a low credit score and no credit cards, I still own my home but wish to refinance to consolidate my first and second mortgages at a lower interest rate. Are there any programs through Fannie Mae or other federal programs?