Hi -

One of the director and officer of our company has signed an NDA (non-disclosure) & a PIA (Proprietary Invention) agreements with his previous employer (she was a director/officer at that company too). She will be working on similar stuff at our company. She is obviously not planning on using any trade-secrets she was privy too . That said if she or our company is sued by her former employer for trade secret violations, can the

1. D&O insurance cover the legal costs involved in defending
a lawsuit involving the new director?

2. We don’t have any D&O coverage right now, what kind of coverage should we ask for to deal with any legal issues that may come up with the new director on board?

3. How does the D&O insurance work – what percentage of legal costs are covered? How do you typically file a claim?
I am not concerned with her PRIOR ACTS just to clarify only her ACTS in our current company that may invite a lawsuit from her previous employer.
For example unknowingly using a business process in our company which her former employer may claim as a trade-secret.

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I got hit by a car while crossing the street in a crosswalk. I have been waiting for a settlement for over a year. When I filed my taxes the irs took my refund because a lien from 6 year old student loans totalling 000… Will they take my insurance settlement if it ever comes???

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I am a passionate consumer advocate, and i don’t appreciate businesses trying to rip people off. Having said that, here is the situation that i am in: I’m 19, and about two weeks ago, my dad got audited by the IRS (because for some reason he did not report his unemployment insurance, though i don’t know if it’s his fault or the HR block. But either way, they are supposed to have your back.). He is gone out of the country to the other side of the globe for vacation, but will be back about April 10. He got the letter 2 days before he left, but did not have time to do anything. I went to HR Block and the lady told me that i either have to amend the letter or pay the penalty,so i choose to have his taxes amended and got the power of attorney, etc because it is his taxes. He has to pay the penalty by April1, BTW. But just before everything was finished, the lady, which is a different one from the one who suggested amending it, told me that when i would like to have the check sent to the IRS. But i told her that the other lady has said that if i get it amended, dad will not have to pay penalties. She said that she could not have said it. But i told her what is the point of going throughthe trouble of amending it if i have to pay anyway? So my question is, should I sue them, given the fact that 1) she mislead me and 2) dad paid over 200.00 bucks for his taxes. Do you think i would have a case? If so, how much is an attorney gonna cost? Please give me a preconsulattion. your help is much appreciated.
BTW, he is being charged around $ 600.00
to the first answerer: I don’t think you understood me. He was NOT collecting unemployment while on vacation in another country. He went to vacation after he has worked for a while after receiving unemployment. And he paid 0.00 not 600.00.
Any others, please help and give an in dept analysis about my situation. Is there ANYTHING that can be done?
paid 200.00 for filing taxes but being charged 600.00 by the IRS
Also, i am compelled to reiterate that she mislead me.Doesn’t that count for anything? And even if it was my dad’s fault ( which we don’t even know )they are suppossed to have your back I meaan that’s why you file taxes with a professional. right?

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I was rear ended over 2 months ago and the lady won’t return calls from the insurance company. They’ve dropped her coverage because of it and now I’m stuck with a damaged car. We had the same insurance company but now they won’t return MY calls.
I want my car fixed! I need to file a lawsuit against her for damages and I want to sue the insurance company for not standing behind their policies.
What kind of lawyer does that?

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15,000 owed and in the middle of settling community property. She is the primary driver. As of right now the insurance is set up as if we were still married as the insurance company is not aware of the divorce. What would happen if she were to get into an accident in the vehicle.

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How bad would it be on my credit and life to just let the house foreclose. How long can I stay before the bank throws me out? I’m spending every dime I make trying to keep up with an a.r.m. I cant refi cuz the market is dead and my house in las vegas is worth less than what i paid for it new only 2 years ago! My credit is shot now cuz I’m spending so much on the house. It jumped from ,200 to ,500 overnight. I also have other expences to keep up with such as 2 small children, food. power bill, insurance etc. I’ve already given up my car and every other luxury I could think of. The house is beautiful inside and out however it seems the nieghborhood is turning GHETTO! I want out, badly. Nothing is working and I’m just getting further behind. Beleave me, I work everyday, no vacations, no life. How bad will it be if I just gave up? I’ve paid alot into this house and won’t get anything back but it’ll stop the hemoraging of money Option One Mortgage is taking. Please HELP!

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I applied for Deed in Lieu, but the Lender delay it and went just for the Foreclosure. I have no idea where to go with my family in our Prince William county where the service are so bad. I called different numbers of HUD in DC and VA but they dont care or help at all !! I called money management but the stuff was not friendly . I have no idea where to go or what to do ..Forgive me to say that some times I dont beleive I am living in the greatest country in the world ! The services in here are so bad comparing with Europe or other places
I just wanna add some thing for those who send pathatic racist messages confirmed my claims of such a bad services in US. I have been suddenly discharge from my good job for a very stupid purpose which was later assured as a big mistake from the company. I did not givin up and send my resume for hundered jobs, despite of my qualifications and great experiences I still since more than six months got no job. I listed my house in the market more than 3 months and got no offer and spent all my savings. My familly included my child have no health insurance at all in a country where its hospitals ask for fees from the patients and chase you with its bills!!! The misjudgement came from the others not me , the one who ruined my carrier and family was stupide new manager who later was sucked from work because of his bad managemnet from the company. Finally, in Europe treatment is free same as education and the services so freindly and civilized and treat each other as human.

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I just had a tax lien filed against my husband and I and I’m worried that I will never see the money that we just settled on from the insurance company regarding a car accident? Can anyone tell me if I will get my money or not?
We were paying on our back taxes until I and my husband became unemployed.
I’m just worried that somehow they will get our insurance settlement (not much) before we even see it.
We need this money to pay bills or we will be homeless and no way of paying bills

My FHA mortgage is in the process of foreclosure. Can they garnish my paycheck or take my state or federal tax return for the foreclosure debt? Does the mortgage insurance I paid help at all, since it was an FHA loan. Please help!!

My spouse died from cancer and unfortunately I will receive no life insurance or pension. It looks impossible to keep up with my payments. My sweet sister has brought my payments up to date, but I don’t see how I can keep them up and she definitely can’t do any more, nor would I want her to. I feel overwhelmed with grief and then have this issue on top of everything. I need advice and obviously, can not afford it. Please help.